Our mission
Every software platform should be able to offer payments natively without becoming a licensed payment institution, hiring a compliance team, or losing margin to a payment provider that doesn't share your interests.
Safe & regulated
Licensed, compliant, and secure by default
Payment services are provided by Getpaid FI Oy, an authorised payment institution supervised by FIN-FSA. We handle end-to-end compliance so you can focus on building product, not becoming a payments company yourself.
Licensed payment institution
Payment services are provided by Getpaid FI Oy (Business ID 3403473-5), authorised and supervised by the Finnish Financial Supervisory Authority (FIN-FSA). Your platform does not need its own payment institution licence.
PCI DSS Level 1
Card data is handled end to end by PCI DSS Level 1 certified partners and never touches your infrastructure.
Safeguarding of client funds
Client funds are held in segregated safeguarding accounts at EEA-authorised credit institutions in accordance with PSD2 Article 10.
KYC & AML built in
Automated identity verification, sanctions screening, and ongoing transaction monitoring. Included with every merchant.
Broad payment coverage
160+ payment methods, including non-European methods, through our acquiring and partner network.
3D Secure & fraud prevention
3DS2, real-time fraud scoring, and configurable transaction rules to minimise false positives while reducing risk.
About us
Built to be your payment partner, not a vendor
Getpaid was founded by former SaaS and fintech operators who were frustrated that embedded payments for platforms meant months of engineering, complex licensing, and working with providers who treated your merchants as their own customers. We built the platform-first payment infrastructure we always wanted to use.
We are a partner, not a competitor
We will never try to capture your merchants, cross-sell to them, or compete with your platform. Your merchant relationships are yours. We are the invisible rails underneath your product, always.
We help you get payments running
From first integration to optimising your take rate as you scale, Getpaid actively helps you configure pricing, steer payment methods, and maximise margin. This is ongoing partnership, not just infrastructure.
Our offices
Three offices across Europe. One team, one mission: making embedded payments easy for every software platform.
Germany
Düsseldorf
HQOperationsCustomer Success
Spain
Madrid
Engineering
Finland
Helsinki
ComplianceRisk